Blog :: 08-2012

Spotlight: Arlington Home of the Week, 108 Cutter Hill Road

 
It's shaping up to be a beautiful Labor Day weekend! Before you snap back from summer and sling-shot into fall, be sure to sneak in one more beach day or BBQ.


As the kids head back to school (also known as the most wonderful time of the year), check out this terrific new listing in the Bishop school district - a perfect home to call your own.


108 Cutter Hill Road


Step right up and into this impressive Colonial in a great neighborhood. The circular flow of the first floor includes a renovated kitchen, dining room with a built-in cabinet, and a fireplaced living room with a bonus room that doubles as an office/play room. A lovely 3-season porch is where you can kick back and enjoy those hot summer nights. 2 new bathrooms, 3 airy bedrooms, a partially finished basement and a deck with a view of the beautifully landscaped yard make this home a keeper.  (MLS PIN #71428424)
What's Nearby: Arlington Center shops and restaurants, Mystic Lake, Minuteman Bikeway, public transportation, Bishop School.


Listed: $659,000

Scroll down to see other new listings in Arlington this weekend, and happy house hunting!

SINGLE FAMILY
Address

Rooms

Bed

Bath

Style

Price

139 Woodside Ln

7

3

1f 1h

Split Entry

$469,000

108 Cutter Hill Rd

7

3

1f 1h

Colonial

$659,000

4 Hawthorne Avenue

8

4

2f 0h

Colonial

$759,000

CONDO

 

Address

Rooms

Bed

Bath

Style

Price

14 Water St U:1

7

3

1f 0h

2/3 Family

$429,000

 

 

 

 

 

 

MULTI-FAMILY


Address

Rooms

Bed

Bath

Style

Price

16 Wyman Terrace

13

5

2f 0h

2 Family

$639,000

 

 

 

 

  
 
 


Q&A With Local Insurance Agency, Rush-Kent: Ensuring Protection from the 'Whats' and the 'Ifs' of Homeownership

There are a lot of unknowns in the world, and while you can't predict a freakish storm that knocks down trees and floods the streets, you can do your best to protect yourself and your home in the 'whats' and the 'ifs' of life.

When it comes to homeownership, we consulted local insurance expert, Paul Kent of Rush-Kent Insurance. He provided his insights into some insurance questions that every homeowner - and potential homeowner - should know:

·         The top 3 insurance policies every homeowner should have

·         When and why to check for gaps in coverage
·         How much insurance is too much (or too little?)
We have had two damaging microbursts in Arlington within the past two years. Have you seen, or do you expect to see, a rise in requests for homeowners insurance as a result?
While most property owners already have insurance for their home, events like this serve to remind everyone of the importance of their coverage, and why it is important to review it periodically. I urge everyone to read their policy - I know it sounds crazy, but discovering a gap or inadequate coverage is better if it happens before a claim!
Are there any area-specific insurance policies that you recommend for people in town (i.e., flood insurance near Spy Pond? Extra coverage for older homes? Damage from snow-related incidents, etc.)
Many are not aware that flood, for example, is not covered by a homeowners policy. We recommend flood insurance to everyone because we can't predict what will happen. In some areas, flood insurance will be required by a mortgage lender due to a higher potential for flooding. Earthquake is another peril not automatically included in homeowners insurance - though this can be added to a homeowners policy for a small additional cost.
Older homes can present unique coverage issues depending upon the amount of updating they have undergone. Adequate coverage for additional repair or rebuilding costs due to code upgrades is important.
Winter weather can result in costly damage - for example, ice dams. While homeowners policies do normally cover this damage, our agency can provide information about preventing them.
What are some important insurance tips for people moving to a new home?
First time homebuyers have an opportunity to review the available coverage options and become educated about proper coverage. It is helpful to complete a home inventory (available on our website www.rushkent.com) to establish the proper amount of coverage for your personal property.
If the new home will undergo repairs or renovation before you move in, be sure to communicate with your agent or insurer so that proper coverage is in place during this time. If someone is selling one house and buying another, it is also a good time to complete a personal property inventory and review current coverage,  there may be items that are no longer owned (jewelry, silver, for example).
Be sure to communicate with your agent or insurer about the transition process from one home to another so that no gap in coverage results. For example, if personal property will be in storage between a sale and purchase, you would most likely want it covered.
What are the top three insurance policies every homeowner should have?
1.      Homeowners policy - this is a package policy combining coverage for the home and other structures; personal property; additional living expense and personal liability.

 

2.      Personal Umbrella Liability policy - this policy provides extra protection for the homeowner in addition to the liability coverage in their homeowners policy. It will also provide extra liability coverage for their cars, boats, or recreational vehicles. Policies are available in increments of $1 million and premiums are inexpensive.

 

3.      Disability Income insurance - this is to cover the biggest asset every homeowner has - their ability to earn an income! Life insurance is also important, especially for young homeowners - low-cost policies are easily obtained.
Does it help to have a home security system or new windows and doors? What other features can lower insurance costs?
Home security systems (especially if monitored by an alarm company) can result in savings. New windows and doors, while helping with efficiency and energy-related costs don't specifically result in lower insurance premiums. An updated home is viewed more favorably by insurers, and discounts are available for newly-built homes. Some other discounts include: smoke detectors, non-smokers, mature homeowners, electronic delivery of policy documents ("green discount"), account credit - for combining your house and car insurance, optional higher deductibles and others!
Is it better to have a lower payment and a higher deductible verses having a lower and perhaps more affordable deductible?
The typical homeowners policy deductible is $500. We recommend a $1,000 deductible - this results in a substantial savings while not subjecting the homeowner to too much out of pocket expense when a claim is made.
How do you address the age-old question: how much insurance is enough? How much is too much?
When it comes to coverage for a house - it's much easier to quantify what it would take to replace it. We utilize continuously updated replacement cost estimating software to assist with this. If the question relates to liability coverage, no amount is too much! I recommend as much coverage/protection as one can afford.
When does it make sense to combine your insurance policies?
Thanks to generous account credits from insurers, it makes sense to combine your policies and achieve cost savings.
How much of your business is referral based or word-of-mouth?
We rely on area professionals such as Bowes Real Estate, as well as accountants, attorneys and our clients for referrals. I am amazed at how many families remain customers through generations!
Why is it so important to use an independent insurance agency?
As a Trusted Choice Independent Agent, we offer our clients a choice of coverage as well as insurance companies to meet their needs. We don't work for the insurance company, we work for our clients. No single client has the same coverage needs, and we are able to provide a range of solutions from many companies. We offer local service right here at our office in Arlington.

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    Spotlight: Arlington Home of the Week, 4 Orvis Road


    Did you know that 66% of homeowners who utilized the services of a real estate agent sold their home -- while only 30% of those who attempted to sell their own properties were successful?


    According to a recent survey by HomeGain, having a real estate agent significantly improves the odds of selling your home.


    If you're thinking of selling your home this fall, be sure to consult a real estate agent to get best price (and process) possible.


    And it other news... you've probably heard about the elevated level of West Nile Virus. Please be sure to protect yourself and your loved ones! Review the the latest precautions from the Mass. Department of Health and Human Services.



    4 Orvis Road, Unit 4

    Don't pass up this dramatic two-level townhouse close to The Center and East Arlington. This home is also conveniently located a short distance to The Minuteman Bike Path, with easy access to Alewife T-station! With its open concept, this unit is great for entertaining! The amazing kitchen is fully appointed with granite counters, oversized maple cabinets and stainless appliances. There are two spacious bedrooms and 1.5 baths to complete the package! (MLS PIN #71410473)



    What's Nearby: Arlington Center shops and restaurants, East Arlington, Capitol Theater, Minuteman Bikeway, public transportation to Alewife, Hardy School.

    Listed: $359,000



    Scroll down to see other new listings in Arlington this weekend, and happy house hunting!


    SINGLE FAMILY


    Address

    Rooms

    Bed

    Bath

    Style

    Price

    55 Mott St.

    7

    3

    1f 1h

    Colonial

    $589,000

    169 Mount Vernon St.

    7

    3

    2f 0h

    Colonial
    $650,000

    80 Browning Rd.

    8

    4

    3f 1h

    Colonial
    $915,000


    CONDO


    Address

    Rooms

    Bed

    Bath

    Style

    Price

    41-43 Palmer St. U:1

    5

    1

    1f

    2/3 Family

    $299,900

    41-43 Palmer St. U:2

    6

    2

    1f

    2/3 Family

    $349,900


    MULTI-FAMILY


    Address

    Rooms

    Bed

    Bath

    Style

    Price

    41-43 Milton Street

    13

    6

    2f

    2 Family

    $529,900

    Spotlight: Arlington Homes of the Week.14 Pine Ridge Rd., 160 Hillside Ave., 262 Appleton St.


    Psst, hey homebuyers, wanna buy a house? Just two weeks left of summer means you can get a jump on finding a great home before everyone returns from vacation and gets in to back-to-school/back-to-house-hunting mode.


    We have THREE fantastic new listings in Arlington this weekend - all in great condition and in excellent locations so you know they won't last long.   


    14 Pine Ridge Road


    Located in the prime Brackett School neighborhood, this charming colonial has beautiful natural woodwork, French doors, wood burning fireplace in the living room, and a quaint front room that could be a wonderful office or play room. There is a breakfast nook in the kitchen, a lovely dining room, and 3 roomy bedrooms with stairs to the attic on the second floor. There is a great lower level family room with a half bath, and now you can barbeque with the best of them in the lovely back yard! (MLS PIN #1423352)


    What's Nearby: Arlington Center shops and restaurants, Robbins Farm Park, Menotomy Rocks Park, Minuteman Bikeway, public transportation, Brackett School.


    Listed: $499,000



    Located in Arlington Heights this multi-level home sits on an oversized lot offering lots of space for outdoor activities and summertime fun! The main living level has open floor plan with a fireplace and bay windows in the living room, sliders to an oversized deck off the dining room, and wonderful kitchen. The upper level has 3 good size bedrooms and a full bath. The lower level has a family room with a fireplace, wonderful office space, another ¾ bath and great space with utility/storage/laundry room. Garage parking and AC round off this great home! (MLS: # 71423353)


    What's Nearby: Arlington shops and restaurants, Robbins Farm Park, Minuteman Bikeway, public transportation, Brackett School.


    Listed: $549,000



    This impressive cape-style home sits on beautifully manicured grounds with paver walks and magnificent stone walls. Recently renovated, this home offers 3 beds and 2 full baths with garage parking and A/C. Some of the many features include gleaming hardwood floors, open floor plan, fireplace in the living room, a well-appointed eat-in-kitchen with breakfast bar, stainless steel appliances, and matching built-in in the eating area. There is a spacious yard perfect for entertaining and summer BBQ's. Move right in to this wonderful turnkey home! (MLS: # 71423354)



    What's Nearby: Arlington Heights shops and restaurants, Minuteman Bikeway, public transportation, Dallin School.


    Listed: $549,000


    Scroll down to see other new listings in Arlington this weekend, and happy house hunting!

    SINGLE FAMILY



    Address

    Rooms

    Bed

    Bath

    Style

    Price

    14 Pine Ridge Rd.

    8

    3

    1f 1h

    Colonial

    $499,000

    160 Hillside Ave.

    8

    3

    2f 0h

    Multi-Level

    $549,000

    292 Appleton St.

    6

    3

    2f 0h

    Cape

    $549,000


    CONDO


    Address

    Rooms

    Bed

    Bath

    Style

    Price

    25 Russell Pl. U:25

    6

    3

    2f 1h

    Townhouse

    $623,000

    3 Colonial Village Dr. U:5

    4

    2

    1f 0h

    Mid-Rise

    $169,000

    990 Mass. Ave. U:A33

    5

    2

    2f 0h

    Garden

    $324,900


    Coulda, Woulda, Shoulda

    Has the thought of selling your home been a pipe dream so far? Don't look back one, three, or five years from now and kick yourself because you, "coulda, woulda, shoulda" sold your home.

    With these amazingly low interest rates and a motivated pool of buyers, there is no better time to turn the dream of selling your home into a reality.

    For the past few years, fear, uncertainty and doubthave plagued potential home buyers andsellers. People have put their lives on hold and their dreams aside to wait out this storm of economic uncertainty - until now.

    Recently, the tide has turned and all signs have been pointing to a recovery: homes sales are up, interest rates are down, and this is the most positive, optimistic, and certain market we have experienced in years.

    If you have been asking yourself any of these questions:

    ·         Is it the right time to sell?
    ·         Should I wait for interest rates to fall even further?
    ·         Should I wait for home values to rise?Then I encourage you to consider the unique opportunity that exists for potential home sellers like you. We have an incredibly low inventory of homes for sale in Arlington - just 20 last week! - and a pool of eager buyers that are chomping at the bit to buy a home in our town. This means that as a potential home seller, you have little competition and a lot of demand.

    Basic economics says this is the time to sell. As you know, we are in an election year and it is anyone's guess as to how the election might impact this significant, yet fragile, recovery.

    Looking for further validation? Check out this video from MarketWatch's David Weidner, who points out that change in the economy's housing sector indicates it's time for prospective homeowners to sign on the dotted line.

    If you have been considering selling your home, getting started is as easy as picking up the phone or sending an email. There is still time to turn your "coulda, woulda, shoulda" into a "did and done."

    "Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do." - Mark Twain

     

    Arlington, ? USA

    It is summer and that means road trips and travel - visiting friends and family, camping up north, beaching-it down south, or hopping on a plane across the country. So have you ever visited another state or region, tell people you're from Arlington, and they assume an Arlington other than the one here in Massachusetts? It has happened to us more often than you'd think.

    Even though we may think of our Arlington as the hub of Boston's metro area, there are seven towns named Arlington in the United States, and each has its own characteristics that make it home (or hub) to the people that live there.

    ·         Arlington, MA
    ·         Arlington, TX
    ·         Arlington, VA
    ·         Arlington, MN
    ·         Arlington, KS
    ·         Arlington, SD
    ·         Arlington, GA

     


    Based on population and popularity, Arlington, Texas, Arlington, Virginia, and Arlington, Massachusetts are the most recognizable. Just for fun, we pulled together a snapshot of real estate stats* across these areas:




    Arlington MA

    Arlington TX

    Arlington VA

    Population

    42,844

    371,876

    207,627

    Average listing price

    $486,475

    $201,601

    $714,967

    Median sales price

    $460,000

    $85,000

    $550,000

    Avg. price/sq ft

    272

    50

    438

    Number of sales

    175

    45

    839

    Nearest city

    Boston

    Dallas/Ft. Worth

    Washington D.C

    Claim to fame

    Revolutionary War sites, Jason Russell House

    Home to Dallas Cowboys Stadium and Rangers ballpark

    Arlington National Cemetery, The Pentagon


    *Data from Trulia Real Estate Overview


    Curious to see how homes in these areas compare? Here's what roughly $540,000 can get you in each of these towns:

    Arlington, MA





    Type: Single family


    Price: $539,000 


    Square feet: 1830


    Bedrooms: 4 


    Bathrooms: 1f 1h 




    Arlington, VA




    Type: Condo


    Price: $539,000


    Square feet:  N/A


    Bedrooms: 2


    Bathrooms: 2f 2h





    Arlington, TX




    Type: Single family


    Price: $534,900


    Square feet:  4,529


    Bedrooms: 3


    Bathrooms: 5






    There are many tangible and intangible factors that make a town 'a great place to live.' And real estate stats only tell a small part of the story. While it's fun to check out other parts of the country, you won't catch us jumping ship to another Arlington anytime soon. Besides, could you imagine supporting teams other than the Sox, Pats, Celtics, or Bruins?  Me either.















    Spotlight: Arlington Home of the Week, 92 Hemlock Street

    Summer is moving right along and we are rolling into August. But there's still a lot of summer left and it's not too late to find a home that's just right for you. Arlington remains a strong market and continues to improve. Owning a home in Arlington not only ensures that you have a great place to live, it is a sound investment as well.



    92 Hemlock Street:  

    This is an amazing Colonial of Olympic proportions. Located in the "Blue Ribbon Award Winning" Stratton School District, this 4+ bedroom home is extremely bright and cheery and has been meticulously maintained. Feel right at home from the moment you open the front door as you are greeted by a lovely fireplace in the living room. It has a perfect set-up for entertaining with an open kitchen/dining room. It also has one of the must-have features of today's homes: the home office, in addition to a terrific family/play room, a private rear deck and so much more. This home sticks the landing and earns a perfect 10! (MLS PIN # 71408531)



    What's Nearby: East Arlington shops and restaurants, Minuteman Bikeway, public transportation, Stratton School.

    Listed: $539,000



    Scroll down to see other new listings in Arlington this weekend, and happy house hunting!


    SINGLE FAMILY


    Address

    Rooms

    Bed

    Bath

    Style

    Price

    33 Lombard Rd.

    8

    4

    2f 1h

    Bungalow

    $924,000


    CONDO


    Address

    Rooms

    Bed

    Bath

    Style

    Price

    128 Paul Revere Rd. U:3

    4

    2

    1f 0h

    2/3 Family

    $289,000

    10 Highland Ave. U:1

    5

    2

    1f 0h

    2/3 Family

    $369,900

    97 Warren Ave. U:97

    7

    3

    1f 0h

    2/3 Family

    $374,900