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Big Fall Rush

There's a natural 'get-back-to-business' feeling that happens in post-Labor Day September. Kids are back in school, people are back into their routines, and everyone is buckling down - whether it's work tasks, home maintenance projects or getting your home listed or sold.

Fall is often overlooked as a time to buy or sell a home, but in reality the last months of the year can be a catalyst for action. This year in particular, there are some pretty compelling reasons to buy or sell a home in Greater Boston.

First, it is still cheaper to buy than to rent. According to a 2012 Trulia study, buying a home is 44% cheaper than renting in metro areas like Boston. As rents continue rise, (which they are) it becomes more and more difficult to manage your monthly costs.

Enter: Fixed rate loans. As the driving force behind the strong housing market, fixed rate loans are still at historic lows (4.50% for a 30-year fixed rate). Even lending has eased up a bit, with less stringent restrictions freeing up more buyers to enter the market.

Before you rush into the fall market, there are a few simple steps you should take to ensure you're on the path to success:

1.       Find a real estate professional who knows the market - and more importantly, who knows what the current pool of buyers and sellers in your area looks like.

2.       Buyers: Find a reputable mortgage banker and get pre-approved.

3.       Sellers: Prepare your home to sell - both inside and out.

So go grab yourself something pumpkin flavored and get down to the business of your future - the success and satisfaction of buying or selling your home this fall.

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